Dental Insurance

At this time, we are not participating providers with state-funded programs such as Medicaid.

If you have been wondering, “How can I find out how to use my dental insurance with a dentist in Bloomington?” or “How do I find out which dentist takes my insurance?” The Foehr Group can help. We are a preferred partner with a number of popular dental insurance plans and can help you find a dentist in Bloomington by insurance. Call us today at (309) 740-4241 or book an appointment online.

What Should Every Patient Know About Dental Insurance?

The majority of our patients get their dental benefits through their employer. Your premiums and benefits are negotiated by your employer and the insurance carrier. With most employer-sponsored dental plans, the employer pays a percentage of the cost of coverage. Some companies are in a position to take on more of this cost than others, which means that you may pay a different amount for services than someone with the same insurance who works for a different employer. Of course, the patient is ultimately responsible for the total cost of any services provided.

A plan that allows you to see a dentist that accepts HMO insurance is normally the least expensive type of coverage. Keep in mind that you can only see a dentist that is on the plan’s list of approved providers. If your plan requires you to see a dentist that accepts PPO insurance, you will most likely have higher premiums and office visit fees. However, you may still have limited benefits even if you see a non-network provider.

What Questions Should I Ask When Looking for a Dentist That Takes Insurance?

Once you find a dentist in Bloomington by insurance, it is important that you research your benefits in order to avoid being hit with unexpected out-of-pocket expenses. Our staff can answer many of your questions, but your insurance carrier is in the best position to answer questions about specific benefits. Before your first appointment, you should take a moment to ask your insurance provider the following questions:

• How much is my co-pay per visit?
• How many times can I see the dentist per year?
• Are my annual benefits capped?
• Do I have a deductible?
• Are braces covered under my plan?
• Is Invisalign^® treatment covered under my plan?
• Are dental implants covered?
• Are dentures covered?
• Are specialty services covered?
• Do I need a referral to see a specialty dentist?
• Is there a specialty dentist near me who accepts my insurance?
• What coverage do I have if there is not a network dentist near me who accepts my insurance?

Affordable Dental Care for You and Your Family

To ensure that you receive the maximum coverage for any services, our providers and staff will collaborate with your insurer and keep you informed of your covered treatment options. In some cases, out-of-pocket expenses are unavoidable. If this should occur, we may be able to offer you a financing plan to ease the strain on your wallet. We also make using your benefits easy by handling the entire claims process for you.

Our dental professionals are dedicated to helping our patients improve their oral health. Call us today at (309) 740-4241 or book an appointment online.

Insurances We Accept

• Ameritas
• Anthem (BCBS)
• Blue Cross & Blue Shield
• Cigna
• Delta DPO
• Delta PPO
• Dental Health Alliance
• DNOA (Dental Network of America)
• Guardian
• Humana
• Lincoln Financial
• Medicare Advantage
• MetLife
• Principal
• Teamsters
• United Concordia